I always apologize for doing this, but why? So here is another shameless link to another blog post written by a doctor– and not one of those doctors from the fifties who told us smoking is healthy for us (and who is apparently still telling John that snuff is good for him). Even if you won't agree with him, Eric Chevlen offers a good cross-section of the situation and some factors that may not be readily visible.
One word of warning: it's a bit on the long side, so you may want to pull up a rolling stool, don a hospital gown, grab a decanter of good 20 year old rubbing alcohol, and make yourself comfortable.
Confessions of a Health Care Rationer
My favorite line? "People love honesty, but they hate the truth," Ah, how deep our depravity runs!